Kansas City, KS · Charter 8216
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.42% | 2.46% | 2.56% | 2.91% | 2.68% | 3.33% | 2.98% | 3.55% | +64 bps | |
| Return on Equity | 4.92% | 4.94% | 6.01% | 6.71% | 6.06% | 7.38% | 6.46% | 6.33% | -38 bps | |
| Net Interest Margin | 6.50% | 7.07% | 5.94% | 7.28% | 7.53% | 7.78% | 6.85% | 11.26% | +398 bps | |
| Efficiency Ratio | 59.31% | 61.14% | 57.49% | 50.70% | 58.45% | 53.06% | 56.98% | 63.07% | +1,237 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.42% | 8.02% | 18.08% | 18.70% | 18.14% | 18.93% | -0.10% | -16.83% | -3,553 bps | |
| Loan Growth (YoY) | 6.97% | 12.64% | 5.39% | 10.27% | 10.76% | 13.34% | 9.33% | 6.00% | -427 bps | |
| Share Growth (YoY) | 14.48% | 15.93% | 31.93% | 31.87% | 28.69% | 28.81% | -6.59% | -35.61% | -6,748 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 7.02% | 6.64% | 5.21% | 6.08% | 1.98% | 3.47% | 10.47% | 9.16% | +308 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.47% | 0.68% | 0.63% | 1.19% | 1.23% | 1.21% | 1.16% | 1.54% | +35 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 49.22% | 49.74% | 42.63% | 43.34% | 44.22% | 45.16% | 46.13% | 56.12% | +1,278 bps | |
| Net Worth / Assets | 49.22% | 49.74% | 42.63% | 43.34% | 44.22% | 45.16% | 46.13% | 56.12% | +1,278 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 122.96% | 123.15% | 98.10% | 105.58% | 105.82% | 108.36% | 114.82% | 173.80% | +6,822 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |