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Americana Community Bank

Sleepy Eye, MN · Cert 8205 · Peer group: banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=53) · Midwest Bancshares Inc.

State charter, non-member · FDIC · 4 branches

Q2 2026

$179.9MAssets
$142.8MLoans
$152.7MDeposits
$19.4MEquity

Return on Assets

0.61%

Rank 43 of 53

Net Interest Margin

4.06%

Rank 16 of 53

Efficiency Ratio

75.94%

Rank 48 of 53

Equity / Assets

10.81%

Rank 12 of 53

Non-interest income vs. expense

$0.4M$5.8MINCOMEEXPENSE
Unfavorable gap of $5.4M · efficiency ratio beats 11% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area
Bank 75.94%Peer median 65.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Return on Assets0.61%0.73%1.11%1.30%Beats 19%43 / 53
Net Interest Margin4.06%3.39%3.77%4.09%Beats 70%16 / 53
Nonperforming Loans / Loans0.60%0.14%0.52%1.20%Beats 47%29 / 53
Tier 1 Capital Ratio11.66%10.73%12.98%15.08%Beats 38%33 / 53
Equity / Assets10.81%8.08%9.25%10.72%Beats 77%12 / 53
Loans / Assets79.37%63.64%71.80%79.37%74th pctl14 / 53