American United
West Jordan, UT · Charter 8187 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 11 branches
Q2 2026
$382.7MAssets
$295.5MLoans
$337.3MShares
$43.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 58% of credit unions under $1B in assets (rank 714 of 1683).
- Widest gap: nonperforming loans / loans trails 74% of credit unions under $1B in assets (rank 1251 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.39%
Rank 1,231 of 1,683
Net Interest Margin
3.94%
Rank 714 of 1,683
Efficiency Ratio
78.55%
Rank 862 of 1,682
Equity / Assets
11.48%
Rank 1,080 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.39% | 0.35% | 0.74% | 1.18% | Beats 27% | 1,231 / 1,683 | |
| Return on Equity | 3.40% | 2.67% | 5.89% | 8.74% | Beats 31% | 1,165 / 1,681 | |
| Net Interest Margin | 3.94% | 3.31% | 3.82% | 4.32% | Beats 58% | 714 / 1,683 | |
| Efficiency Ratio | 78.55% | 68.91% | 78.20% | 86.93% | Beats 49% | 862 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.25% | 0.26% | 0.65% | 1.29% | Beats 26% | 1,251 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.48% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,080 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.48% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,080 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.60% | 52.61% | 69.38% | 83.50% | 83rd pctl | 293 / 1,683 | |
| Loans / Assets | 77.21% | 44.71% | 59.18% | 70.72% | 87th pctl | 212 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |