Bank of Gueydan
Gueydan, LA · Cert 8144 · Peer group: banks under $1B in assets (n=581-629) · Gueydan Bancshares Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
$69.2MAssets
$22.5MLoans
$53.1MDeposits
$15.5MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 89% of banks under $1B in assets (rank 70 of 629).
- Widest gap: nonperforming loans / loans trails 99% of banks under $1B in assets (rank 575 of 581).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.73%
Rank 436 of 629
Net Interest Margin
3.23%
Rank 415 of 629
Efficiency Ratio
62.55%
Rank 221 of 629
Equity / Assets
22.40%
Rank 70 of 629
Non-interest income vs. expense
Unfavorable gap of $1.4M · efficiency ratio beats 65% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.60% | 1.01% | 1.45% | Beats 31% | 436 / 629 | | |
| Return on Equity | 3.26% | 5.38% | 9.30% | 13.28% | Beats 16% | 529 / 629 | | |
| Net Interest Margin | 3.23% | 3.03% | 3.54% | 4.05% | Beats 34% | 415 / 629 | | |
| Efficiency Ratio | 62.55% | 58.35% | 67.79% | 79.08% | Beats 65% | 221 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.77% | 0.09% | 0.46% | 1.20% | Beats 1% | 575 / 581 | | |
| Net Charge-Offs / Loans | 0.75% | n/a | 0.01% | 0.06% | Beats 2% | 570 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 22.11% | 11.24% | 13.84% | 18.77% | Beats 81% | 120 / 629 | | |
| Total Risk-Based Capital Ratio | 22.11% | 11.58% | 14.43% | 19.66% | Beats 80% | 127 / 629 | | |
| Equity / Assets | 22.40% | 9.09% | 10.65% | 13.80% | Beats 89% | 70 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.39% | 67.24% | 80.90% | 93.48% | 7th pctl | 551 / 594 | | |
| Loans / Assets | 32.55% | 53.31% | 67.71% | 78.15% | 12th pctl | 555 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |