Staley
Decatur, IL · Charter 81416 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 6 branches
Q2 2026
$228.5MAssets
$165.6MLoans
$202.0MShares
$27.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 78% of credit unions under $1B in assets in IL (rank 11 of 50).
- Widest gap: equity / assets trails 64% of credit unions under $1B in assets in IL (rank 32 of 50).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.28%
Rank 15 of 50
Net Interest Margin
3.66%
Rank 28 of 50
Efficiency Ratio
74.35%
Rank 24 of 50
Equity / Assets
11.83%
Rank 32 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.49% | 0.97% | 1.35% | Beats 70% | 15 / 50 | | |
| Return on Equity | 10.82% | 3.76% | 7.55% | 10.28% | Beats 78% | 11 / 50 | | |
| Net Interest Margin | 3.66% | 3.15% | 3.72% | 4.20% | Beats 44% | 28 / 50 | | |
| Efficiency Ratio | 74.35% | 67.18% | 75.90% | 80.66% | Beats 54% | 24 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.14% | 0.47% | 0.87% | Beats 78% | 12 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.83% | 10.68% | 13.50% | 16.38% | Beats 36% | 32 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.83% | 10.68% | 13.50% | 16.38% | Beats 36% | 32 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.99% | 55.23% | 70.87% | 80.60% | 78th pctl | 11 / 50 | | |
| Loans / Assets | 72.47% | 43.53% | 60.64% | 68.47% | 82nd pctl | 9 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |