Randolph-Brooks
Universal City, TX · Charter 8111 · Peer group: credit unions any (n=25)
NCUA · 63 branches
Q2 2026
$19.6BAssets
$12.8BLoans
$15.6BShares
$2.6BNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 84% of credit unions any (rank 4 of 25).
- Widest gap: nonperforming loans / loans trails 68% of credit unions any (rank 18 of 25).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.47%
Rank 5 of 25
Net Interest Margin
3.35%
Rank 10 of 25
Efficiency Ratio
55.50%
Rank 10 of 25
Equity / Assets
13.42%
Rank 4 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.54% | 0.87% | 1.36% | Beats 80% | 5 / 25 | |
| Return on Equity | 10.99% | 5.49% | 9.20% | 10.99% | Beats 72% | 7 / 25 | |
| Net Interest Margin | 3.35% | 2.86% | 3.13% | 3.50% | Beats 60% | 10 / 25 | |
| Efficiency Ratio | 55.50% | 54.62% | 61.07% | 70.28% | Beats 64% | 10 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.27% | 0.64% | 0.92% | 1.30% | Beats 32% | 18 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.42% | 9.55% | 10.72% | 11.84% | Beats 84% | 4 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.42% | 9.55% | 10.72% | 11.84% | Beats 84% | 4 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 82.37% | 81.23% | 88.75% | 93.33% | 28th pctl | 18 / 25 | |
| Loans / Assets | 65.59% | 68.82% | 78.26% | 79.51% | 20th pctl | 20 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |