Seatac, WA · Charter 8100
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.76% | 1.66% | 1.54% | 1.23% | 1.18% | -58 bps | |
| Return on Equity | 11.96% | 11.20% | 10.51% | 8.58% | 8.10% | -386 bps | |
| Net Interest Margin | 3.81% | 3.77% | 3.67% | 3.48% | 3.55% | -27 bps | |
| Efficiency Ratio | 58.34% | 59.39% | 60.82% | 65.97% | 65.76% | +742 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 12.55% | 13.10% | 12.59% | 11.40% | 10.12% | -243 bps | |
| Loan Growth (YoY) | 3.93% | 5.36% | 6.47% | 5.77% | 5.58% | +165 bps | |
| Share Growth (YoY) | 13.10% | 13.96% | 13.35% | 11.44% | 10.21% | -289 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.16% | 0.09% | 0.48% | 0.18% | 0.30% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.72% | 14.85% | 14.70% | 14.37% | 14.63% | -8 bps | |
| Net Worth / Assets | 14.72% | 14.85% | 14.70% | 14.37% | 14.63% | -8 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 66.07% | 67.52% | 65.68% | 62.62% | 63.29% | -277 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |