U.S. Eagle
Albuquerque, NM · Charter 808 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 11 branches
Q2 2026
$1.5BAssets
$1.1BLoans
$1.3BShares
$113.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 77% of credit unions $1B-$10B in assets (rank 102 of 435).
- Widest gap: nonperforming loans / loans trails 100% of credit unions $1B-$10B in assets (rank 435 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.37%
Rank 434 of 435
Net Interest Margin
3.77%
Rank 102 of 435
Efficiency Ratio
103.26%
Rank 433 of 435
Equity / Assets
7.80%
Rank 428 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.37% | 0.55% | 0.81% | 1.14% | Beats 0% | 434 / 435 | |
| Return on Equity | -17.63% | 5.12% | 7.41% | 9.70% | Beats 0% | 434 / 435 | |
| Net Interest Margin | 3.77% | 3.01% | 3.39% | 3.75% | Beats 77% | 102 / 435 | |
| Efficiency Ratio | 103.26% | 65.25% | 71.39% | 77.86% | Beats 1% | 433 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.91% | 0.45% | 0.69% | 1.05% | Beats 0% | 435 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.80% | 9.81% | 10.84% | 12.63% | Beats 2% | 428 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.80% | 9.81% | 10.84% | 12.63% | Beats 2% | 428 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 78.97% | 78.33% | 88.38% | 95.61% | 26th pctl | 320 / 435 | |
| Loans / Assets | 72.30% | 67.69% | 74.58% | 80.80% | 40th pctl | 261 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |