Kansas City, KS · Charter 8072
NCUA · 1 branch
Q2 2024
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.33% | -0.31% | -0.29% | -2.66% | -1.52% | -120 bps | |
| Return on Equity | -2.66% | -2.29% | -2.07% | -19.31% | -13.18% | -1,052 bps | |
| Net Interest Margin | 1.84% | 2.02% | 2.16% | 3.38% | -6.30% | -814 bps | |
| Efficiency Ratio | 112.20% | 110.60% | 109.48% | 145.73% | 123.45% | +1,125 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.10% | -5.61% | -5.36% | -6.79% | -14.66% | -2,077 bps | |
| Loan Growth (YoY) | 2.23% | -2.96% | -0.04% | -2.87% | -6.14% | -837 bps | |
| Share Growth (YoY) | 7.52% | -6.12% | -5.87% | -7.16% | -14.55% | -2,207 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.14% | 0.14% | 0.13% | 0.14% | 0.15% | +1 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.33% | 13.69% | 14.03% | 13.78% | 11.56% | -77 bps | |
| Net Worth / Assets | 12.33% | 13.69% | 14.03% | 13.78% | 11.56% | -77 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 43.39% | 49.46% | 54.13% | 50.30% | 47.66% | +427 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |