Frederiksted
Frederiksted, VI · Charter 8069 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$24.1MAssets
$6.6MLoans
$19.8MShares
$4.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 96% of credit unions under $1B in assets (rank 71 of 1683).
- Widest gap: nonperforming loans / loans trails 75% of credit unions under $1B in assets (rank 1255 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.06%
Rank 71 of 1,683
Net Interest Margin
5.33%
Rank 92 of 1,683
Efficiency Ratio
65.93%
Rank 325 of 1,682
Equity / Assets
17.49%
Rank 362 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.06% | 0.35% | 0.74% | 1.18% | Beats 96% | 71 / 1,683 | | |
| Return on Equity | 11.78% | 2.67% | 5.89% | 8.74% | Beats 91% | 154 / 1,681 | | |
| Net Interest Margin | 5.33% | 3.31% | 3.82% | 4.32% | Beats 95% | 92 / 1,683 | | |
| Efficiency Ratio | 65.93% | 68.91% | 78.20% | 86.93% | Beats 81% | 325 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.27% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,255 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.49% | 10.44% | 12.89% | 16.53% | Beats 78% | 362 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.49% | 10.44% | 12.89% | 16.53% | Beats 78% | 362 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 33.10% | 52.61% | 69.38% | 83.50% | 6th pctl | 1,575 / 1,683 | | |
| Loans / Assets | 27.24% | 44.71% | 59.18% | 70.72% | 6th pctl | 1,580 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |