Fort Peck, MT · Charter 8037
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.77% | 0.91% | -0.02% | 0.19% | 0.21% | -56 bps | |
| Return on Equity | 6.08% | 7.28% | -0.20% | 1.59% | 1.67% | -442 bps | |
| Net Interest Margin | 3.77% | 3.70% | 3.74% | 3.33% | 3.43% | -33 bps | |
| Efficiency Ratio | 81.10% | 77.15% | 81.06% | 94.66% | 94.45% | +1,335 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -7.12% | -2.67% | -2.87% | -1.35% | -1.04% | +607 bps | |
| Loan Growth (YoY) | 4.14% | 1.41% | -1.59% | -4.23% | -4.15% | -829 bps | |
| Share Growth (YoY) | -7.80% | -3.09% | -3.19% | -1.46% | -0.98% | +682 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.03% | 2.17% | 3.26% | 2.73% | 3.93% | +190 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.59% | 12.53% | 12.06% | 12.22% | 12.41% | -18 bps | |
| Net Worth / Assets | 12.59% | 12.53% | 12.06% | 12.22% | 12.41% | -18 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 62.79% | 62.80% | 61.95% | 60.70% | 60.78% | -201 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |