Fort Peck, MT · Charter 8037
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
45
Asset Quality
5
Profitability
22
Liquidity
72
Efficiency
11
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Fort Peck, MT · Charter 8037
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.96% | 0.08% | 0.71% | 0.77% | 0.91% | -0.02% | 0.19% | 0.21% | -56 bps | |
| Return on Equity | 7.92% | 0.69% | 5.84% | 6.08% | 7.28% | -0.20% | 1.59% | 1.67% | -442 bps | |
| Net Interest Margin | 3.71% | 3.73% | 3.56% | 3.77% | 3.70% | 3.74% | 3.33% | 3.43% | -33 bps | |
| Efficiency Ratio | 76.40% | 89.92% | 81.34% | 81.10% | 77.15% | 81.06% | 94.66% | 94.45% | +1,335 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.57% | -0.73% | -4.73% | -7.12% | -2.67% | -2.87% | -1.35% | -1.04% | +607 bps | |
| Loan Growth (YoY) | 2.05% | 7.08% | 7.91% | 4.14% | 1.41% | -1.59% | -4.23% | -4.15% | -829 bps | |
| Share Growth (YoY) | 4.59% | -0.71% | -5.10% | -7.80% | -3.09% | -3.19% | -1.46% | -0.98% | +682 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.11% | 5.22% | 5.31% | 2.03% | 2.17% | 3.26% | 2.73% | 3.93% | +190 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.18% | 11.74% | 12.20% | 12.59% | 12.53% | 12.06% | 12.22% | 12.41% | -18 bps | |
| Net Worth / Assets | 12.18% | 11.74% | 12.20% | 12.59% | 12.53% | 12.06% | 12.22% | 12.41% | -18 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 60.01% | 60.94% | 62.46% | 62.79% | 62.80% | 61.95% | 60.70% | 60.78% | -201 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Fort Peck, MT · Charter 8037 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
0.21%
Rank 1,381 of 1,683
Net Interest Margin
3.44%
Rank 1,171 of 1,683
Efficiency Ratio
94.36%
Rank 1,493 of 1,682
Equity / Assets
12.41%
Rank 929 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.21% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,381 / 1,683 | ||
| Return on Equity | 1.69% | 2.67% | 5.89% | 8.74% | Beats 19% | 1,370 / 1,681 | ||
| Net Interest Margin | 3.44% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,171 / 1,683 | ||
| Efficiency Ratio | 94.36% | 68.91% | 78.20% | 86.93% | Beats 11% | 1,493 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 3.93% | 0.26% | 0.65% | 1.29% | Beats 5% | 1,600 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.41% | 10.44% | 12.89% | 16.53% | Beats 45% | 929 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.41% | 10.44% | 12.89% | 16.53% | Beats 45% | 929 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 60.78% | 52.61% | 69.38% | 83.50% | 36th pctl | 1,080 / 1,683 | ||
| Loans / Assets | 53.12% | 44.71% | 59.18% | 70.72% | 39th pctl | 1,023 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||