Ukrainian Selfreliance Michigan
Warren, MI · Charter 8000 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 2 branches
Q2 2026
$140.0MAssets
$41.1MLoans
$121.4MShares
$18.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 79% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 9 of 38).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 37 of 38).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.88%
Rank 16 of 38
Net Interest Margin
2.55%
Rank 37 of 38
Efficiency Ratio
68.65%
Rank 9 of 38
Equity / Assets
13.52%
Rank 17 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.49% | 0.78% | 1.16% | Beats 58% | 16 / 38 | | |
| Return on Equity | 6.52% | 3.91% | 6.52% | 8.43% | Beats 53% | 18 / 38 | | |
| Net Interest Margin | 2.55% | 3.41% | 3.65% | 4.18% | Beats 3% | 37 / 38 | | |
| Efficiency Ratio | 68.65% | 72.88% | 78.35% | 82.40% | Beats 79% | 9 / 38 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.36% | 0.84% | 1.47% | Beats 74% | 11 / 38 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.52% | 11.22% | 12.45% | 15.29% | Beats 55% | 17 / 38 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.52% | 11.22% | 12.45% | 15.29% | Beats 55% | 17 / 38 | | |
| Liquidity & Funding |
| Loans / Deposits | 33.82% | 38.40% | 54.78% | 75.62% | 21st pctl | 30 / 38 | | |
| Loans / Assets | 29.32% | 32.99% | 45.72% | 63.66% | 21st pctl | 30 / 38 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |