Indiana, PA · Cert 7909 · Community Bankers Corp.
State charter, non-member · FDIC · 7 branches
Q2 2026
Market Position · Pittsburgh, PA · 2026 SOD (annual) · 0.0% share · #43 of 48 inst. · $0.0B of $209.3B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.60% | 0.53% | 0.62% | 0.84% | 0.80% | +20 bps | |
| Return on Equity | 11.69% | 9.97% | 11.38% | 13.75% | 12.93% | +124 bps | |
| Net Interest Margin | 2.73% | 2.82% | 2.91% | 3.07% | 3.07% | +34 bps | |
| Efficiency Ratio | 75.77% | 77.24% | 75.70% | 70.79% | 70.17% | -561 bps | |
| Non-Interest Burden | 1.99% | 2.11% | 2.12% | 2.09% | 2.06% | +7 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.65% | 1.43% | 1.82% | -1.23% | 0.22% | -143 bps | |
| Loan Growth (YoY) | 3.60% | 2.06% | 2.26% | 1.12% | 1.89% | -171 bps | |
| Deposit Growth (YoY) | 4.50% | 4.00% | 4.94% | 0.70% | 0.62% | -388 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.62% | 0.88% | 0.67% | 1.35% | 1.01% | +39 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.01% | 0.00% | 0.13% | +12 bps | |
| Allowance / Loans | 0.91% | 1.01% | 0.98% | 0.98% | 0.95% | +4 bps | |
| Allowance Coverage of NPLs | 1.5x | 1.1x | 1.5x | 0.7x | 0.9x | -0.5x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 7.27% | 7.37% | 7.61% | 7.79% | 7.91% | +64 bps | |
| Total Risk-Based Capital | 12.10% | 12.52% | 12.88% | 13.15% | 13.11% | +101 bps | |
| Equity / Assets | 5.38% | 5.82% | 6.13% | 6.16% | 6.27% | +90 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 81.91% | 81.45% | 81.55% | 80.70% | 82.95% | +104 bps | |
| Liquid Assets / Assets | 2.63% | 3.23% | 2.22% | 3.12% | 2.05% | -59 bps | |
| CRE / Total Capital | n/a | 321% | 316% | 302% | n/a | n/a | |