Marion Center Bank
Indiana, PA · Cert 7909 · Peer group: banks under $1B in assets (n=581-629) · Community Bankers Corp.
State charter, non-member · FDIC · 7 branches
Q2 2026
$425.2MAssets
$319.8MLoans
$385.5MDeposits
$26.7MEquity
Executive Summary
- Strongest standing: return on equity outperforms 71% of banks under $1B in assets (rank 184 of 629).
- Widest gap: equity / assets trails 98% of banks under $1B in assets (rank 614 of 629).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.79%
Rank 419 of 629
Net Interest Margin
3.07%
Rank 463 of 629
Efficiency Ratio
70.17%
Rank 355 of 629
Equity / Assets
6.27%
Rank 614 of 629
Non-interest income vs. expense
Unfavorable gap of $9.0M · efficiency ratio beats 44% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.60% | 1.01% | 1.45% | Beats 33% | 419 / 629 | |
| Return on Equity | 12.63% | 5.38% | 9.30% | 13.28% | Beats 71% | 184 / 629 | |
| Net Interest Margin | 3.07% | 3.03% | 3.54% | 4.05% | Beats 26% | 463 / 629 | |
| Efficiency Ratio | 70.17% | 58.35% | 67.79% | 79.08% | Beats 44% | 355 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.09% | 0.46% | 1.20% | Beats 30% | 409 / 581 | |
| Net Charge-Offs / Loans | 0.07% | n/a | 0.01% | 0.06% | Beats 24% | 442 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 12.03% | 11.24% | 13.84% | 18.77% | Beats 34% | 417 / 629 | |
| Total Risk-Based Capital Ratio | 13.11% | 11.58% | 14.43% | 19.66% | Beats 40% | 379 / 629 | |
| Equity / Assets | 6.27% | 9.09% | 10.65% | 13.80% | Beats 2% | 614 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 82.95% | 67.24% | 80.90% | 93.48% | 52nd pctl | 284 / 594 | |
| Loans / Assets | 75.20% | 53.31% | 67.71% | 78.15% | 67th pctl | 210 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |