Nextier Bank, NA
Kittanning, PA · Cert 7900 · Peer group: banks $1B-$10B in assets (n=322-328) · Nextier Inc.
National charter · OCC · 32 branches
Q2 2026
$2.9BAssets
$2.2BLoans
$2.5BDeposits
$311.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 82% of banks $1B-$10B in assets (rank 61 of 322).
- Widest gap: nonperforming loans / loans trails 85% of banks $1B-$10B in assets (rank 274 of 322).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.37%
Rank 116 of 328
Net Interest Margin
3.45%
Rank 164 of 328
Efficiency Ratio
50.94%
Rank 75 of 328
Equity / Assets
10.65%
Rank 149 of 328
Non-interest income vs. expense
Unfavorable gap of $46.0M · efficiency ratio beats 77% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.91% | 1.22% | 1.52% | Beats 65% | 116 / 328 | | |
| Return on Equity | 12.88% | 8.43% | 11.45% | 14.43% | Beats 62% | 124 / 328 | | |
| Net Interest Margin | 3.45% | 3.03% | 3.45% | 3.83% | Beats 50% | 164 / 328 | | |
| Efficiency Ratio | 50.94% | 51.61% | 59.56% | 67.53% | Beats 77% | 75 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.49% | 0.24% | 0.51% | 1.03% | Beats 15% | 274 / 322 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 82% | 61 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 12.11% | 11.75% | 13.15% | 15.47% | Beats 34% | 218 / 328 | | |
| Total Risk-Based Capital Ratio | 13.27% | 12.63% | 14.15% | 16.46% | Beats 36% | 210 / 328 | | |
| Equity / Assets | 10.65% | 9.15% | 10.33% | 12.01% | Beats 55% | 149 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.78% | 76.63% | 87.92% | 95.36% | 48th pctl | 168 / 323 | | |
| Loans / Assets | 75.36% | 65.18% | 74.15% | 79.98% | 56th pctl | 145 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |