Amite, LA · Charter 7877
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 6.24% | 5.83% | 2.22% | 4.24% | 3.71% | -252 bps | |
| Return on Equity | 39.75% | 34.70% | 16.99% | 30.31% | 24.52% | -1,523 bps | |
| Net Interest Margin | 8.05% | 7.82% | 4.07% | 6.37% | 6.86% | -119 bps | |
| Efficiency Ratio | 22.49% | 25.44% | 45.61% | 33.51% | 45.87% | +2,338 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -9.33% | -8.93% | -10.37% | -7.21% | 3.92% | +1,324 bps | |
| Loan Growth (YoY) | -0.01% | -5.86% | -9.20% | -3.91% | -7.01% | -700 bps | |
| Share Growth (YoY) | -12.00% | -11.16% | -12.23% | -8.57% | 4.59% | +1,659 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.58% | 4.72% | 10.17% | 10.09% | 10.14% | +556 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.18% | 4.33% | 5.51% | 5.47% | 5.51% | +132 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.69% | 16.81% | 13.03% | 13.98% | 15.15% | -55 bps | |
| Net Worth / Assets | 15.69% | 16.81% | 13.03% | 13.98% | 15.15% | -55 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.86% | 68.67% | 63.31% | 63.92% | 63.00% | -786 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |