Marquette, MI · Charter 7873
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.10% | 2.23% | 2.07% | 2.14% | 2.11% | +1 bps | |
| Return on Equity | 15.62% | 15.63% | 14.41% | 14.77% | 14.14% | -148 bps | |
| Net Interest Margin | 4.09% | 4.20% | 4.13% | 3.96% | 4.07% | -2 bps | |
| Efficiency Ratio | 54.69% | 53.21% | 55.75% | 54.60% | 55.18% | +48 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.29% | 1.70% | 5.91% | 4.96% | 4.43% | +415 bps | |
| Loan Growth (YoY) | -0.48% | -0.74% | -0.51% | -0.31% | 6.61% | +709 bps | |
| Share Growth (YoY) | -2.04% | -0.82% | 4.13% | 2.66% | 3.09% | +513 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.03% | 0.83% | 0.61% | 0.72% | 0.85% | -17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.44% | 14.23% | 14.34% | 14.48% | 14.92% | +148 bps | |
| Net Worth / Assets | 13.44% | 14.23% | 14.34% | 14.48% | 14.92% | +148 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 57.53% | 60.84% | 57.87% | 56.03% | 59.49% | +196 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |