Lookout
Pocatello, ID · Charter 7776 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$313.7MAssets
$212.4MLoans
$281.6MShares
$23.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 74% of credit unions under $1B in assets (rank 432 of 1683).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets (rank 1656 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.40%
Rank 1,226 of 1,683
Net Interest Margin
4.30%
Rank 432 of 1,683
Efficiency Ratio
86.07%
Rank 1,227 of 1,682
Equity / Assets
7.33%
Rank 1,656 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.35% | 0.74% | 1.18% | Beats 27% | 1,226 / 1,683 | | |
| Return on Equity | 5.47% | 2.67% | 5.89% | 8.74% | Beats 46% | 904 / 1,681 | | |
| Net Interest Margin | 4.30% | 3.31% | 3.82% | 4.32% | Beats 74% | 432 / 1,683 | | |
| Efficiency Ratio | 86.07% | 68.91% | 78.20% | 86.93% | Beats 27% | 1,227 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.36% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,287 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.33% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,656 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.33% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,656 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.43% | 52.61% | 69.38% | 83.50% | 61st pctl | 664 / 1,683 | | |
| Loans / Assets | 67.72% | 44.71% | 59.18% | 70.72% | 69th pctl | 530 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |