Jessop Community
Washington, PA · Charter 7724 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$34.1MAssets
$11.2MLoans
$29.3MShares
$4.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 17 of 78).
- Widest gap: equity / assets trails 58% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 45 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.26%
Rank 24 of 78
Net Interest Margin
3.61%
Rank 41 of 78
Efficiency Ratio
69.82%
Rank 29 of 78
Equity / Assets
13.83%
Rank 45 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 0.37% | 0.83% | 1.31% | Beats 69% | 24 / 78 | |
| Return on Equity | 9.08% | 1.73% | 5.71% | 9.08% | Beats 73% | 21 / 78 | |
| Net Interest Margin | 3.61% | 3.17% | 3.63% | 4.21% | Beats 47% | 41 / 78 | |
| Efficiency Ratio | 69.82% | 65.01% | 78.15% | 89.28% | Beats 64% | 29 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.40% | 0.84% | 1.97% | Beats 79% | 17 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.83% | 12.42% | 15.10% | 18.27% | Beats 42% | 45 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.83% | 12.42% | 15.10% | 18.27% | Beats 42% | 45 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 38.18% | 34.83% | 50.41% | 71.84% | 32nd pctl | 53 / 78 | |
| Loans / Assets | 32.79% | 29.34% | 41.02% | 56.96% | 33rd pctl | 52 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |