PackageTrendsPeer
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Glendive BN

Glendive, MT · Charter 7716

NCUA · 1 branch

Q2 2026

$28.0MAssets
$17.9MLoans
$21.9MShares
$6.0MNet Worth

Executive Summary

  • Earnings: ROA of 1.49%, up 14 bps year over year; NIM at 4.11%.
  • Asset quality: problem loans at 0.00% of loans (-16 bps YoY).
  • Capital: net worth / assets of 21.50%, up 153 bps from a year ago.
  • Funding: loans stand at 81.44% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

1.49%+14 bps YoY

Net Interest Margin (YTD, annualized)

4.11%+25 bps YoY

Efficiency Ratio (YTD, annualized)

67.88%-108 bps YoY

Net Worth / Assets

21.50%+153 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.32%1.18%1.27%1.36%1.60%1.37%1.33%1.49%+14 bps
Return on Equity6.89%6.24%6.49%6.79%7.65%6.42%6.43%6.94%+15 bps
Net Interest Margin3.62%3.59%3.82%3.86%3.99%4.10%3.96%4.11%+25 bps
Efficiency Ratio68.53%71.36%70.97%68.95%65.29%70.98%69.70%67.88%-108 bps
Growth
Asset Growth (YoY)-2.42%0.53%-2.26%1.08%-1.54%-5.37%1.02%-0.66%-174 bps
Loan Growth (YoY)19.89%12.92%8.86%9.58%10.87%8.51%8.82%8.28%-129 bps
Share Growth (YoY)-4.52%-0.83%-4.33%-0.48%-3.55%-8.24%-0.30%-2.34%-186 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.16%0.00%0.00%0.00%0.00%-16 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital19.14%18.93%19.60%19.97%20.86%21.38%20.74%21.50%+153 bps
Net Worth / Assets19.14%18.93%19.60%19.97%20.86%21.38%20.74%21.50%+153 bps
Liquidity & Funding
Loans / Shares67.92%68.32%70.92%73.45%78.08%80.79%77.41%81.44%+799 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps