PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Glendive BN

Glendive, MT · Charter 7716

NCUA · 1 branch

Q2 2026

$28.0MAssets
$17.9MLoans
$21.9MShares
$6.0MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.49%, up 14 bps year over year; NIM at 4.11%.
  • Asset quality: problem loans at 0.00% of loans (-16 bps YoY).
  • Capital: net worth / assets of 21.50%, up 153 bps from a year ago.
  • Funding: loans stand at 81.44% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.49%+14 bps YoY

Net Interest Margin (quarter, annualized)

4.11%+25 bps YoY

Efficiency Ratio (quarter, annualized)

67.88%-108 bps YoY

Net Worth / Assets

21.50%+153 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.36%1.60%1.37%1.33%1.49%+14 bps
Return on Equity6.79%7.65%6.42%6.43%6.94%+15 bps
Net Interest Margin3.86%3.99%4.10%3.96%4.11%+25 bps
Efficiency Ratio68.95%65.29%70.98%69.70%67.88%-108 bps
Growth
Asset Growth (YoY)1.08%-1.54%-5.37%1.02%-0.66%-174 bps
Loan Growth (YoY)9.58%10.87%8.51%8.82%8.28%-129 bps
Share Growth (YoY)-0.48%-3.55%-8.24%-0.30%-2.34%-186 bps
Asset Quality
Delinquent Loans / Loans0.16%0.00%0.00%0.00%0.00%-16 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital19.97%20.86%21.38%20.74%21.50%+153 bps
Net Worth / Assets19.97%20.86%21.38%20.74%21.50%+153 bps
Liquidity & Funding
Loans / Shares73.45%78.08%80.79%77.41%81.44%+799 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps