Arkansas Am & N College
Pine Bluff, AR · Charter 7700 · Peer group: credit unions under $1B in assets (n=1,674-1,677)
NCUA · 1 branch
Q1 2026
$2.0MAssets
$1.0MLoans
$1.9MShares
$150KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 62% of credit unions under $1B in assets (rank 632 of 1676).
- Widest gap: efficiency ratio trails 100% of credit unions under $1B in assets (rank 1667 of 1674).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-3.80%
Rank 1,654 of 1,677
Net Interest Margin
4.00%
Rank 632 of 1,676
Efficiency Ratio
226%
Rank 1,667 of 1,674
Equity / Assets
7.50%
Rank 1,634 of 1,676
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.80% | 0.29% | 0.71% | 1.15% | Beats 1% | 1,654 / 1,677 | | |
| Return on Equity | -50.67% | 2.30% | 5.46% | 8.75% | Beats 1% | 1,661 / 1,674 | | |
| Net Interest Margin | 4.00% | 3.27% | 3.78% | 4.29% | Beats 62% | 632 / 1,676 | | |
| Efficiency Ratio | 226% | 69.04% | 78.86% | 87.73% | Beats 0% | 1,667 / 1,674 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.69% | 0.23% | 0.59% | 1.15% | Beats 45% | 928 / 1,675 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.48% | 10.32% | 12.68% | 16.26% | Beats 2% | 1,636 / 1,677 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.50% | 10.32% | 12.68% | 16.26% | Beats 3% | 1,634 / 1,676 | | |
| Liquidity & Funding |
| Loans / Deposits | 54.24% | 52.64% | 68.65% | 82.42% | 27th pctl | 1,216 / 1,676 | | |
| Loans / Assets | 50.85% | 44.39% | 58.63% | 70.08% | 35th pctl | 1,090 / 1,676 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |