Fort Wayne, IN · Charter 7688
NCUA · 15 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Fort Wayne, IN area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
16
Asset Quality
53
Profitability
26
Liquidity
0
Efficiency
32
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Fort Wayne, IN · Charter 7688
NCUA · 15 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.21% | 0.27% | 0.27% | 0.00% | 0.18% | -3 bps | |
| Return on Equity | 2.12% | 2.64% | 2.69% | -0.03% | 1.87% | -26 bps | |
| Net Interest Margin | 3.39% | 3.47% | 3.49% | 3.50% | 3.62% | +23 bps | |
| Efficiency Ratio | 95.01% | 93.77% | 93.78% | 96.89% | 94.55% | -46 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -6.05% | -2.62% | -0.95% | 1.63% | 2.79% | +884 bps | |
| Loan Growth (YoY) | -4.02% | -0.51% | 2.35% | 7.16% | 10.12% | +1,414 bps | |
| Share Growth (YoY) | -6.71% | -3.34% | -1.54% | 1.50% | 2.99% | +970 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.54% | 0.47% | 0.55% | 0.49% | 0.61% | +8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.93% | 10.06% | 9.98% | 9.67% | 9.81% | -12 bps | |
| Net Worth / Assets | 9.93% | 10.06% | 9.98% | 9.67% | 9.81% | -12 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 92.28% | 93.12% | 91.90% | 93.57% | 98.67% | +639 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Fort Wayne, IN · Charter 7688 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 15 branches
Q2 2026
Return on Assets
0.18%
Rank 14 of 19
Net Interest Margin
3.62%
Rank 14 of 19
Efficiency Ratio
94.55%
Rank 14 of 19
Equity / Assets
9.81%
Rank 16 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.18% | -0.27% | 1.22% | 1.52% | Beats 26% | 14 / 19 | |
| Return on Equity | 1.87% | -2.41% | 9.38% | 13.75% | Beats 26% | 14 / 19 | |
| Net Interest Margin | 3.62% | 3.49% | 3.77% | 4.18% | Beats 26% | 14 / 19 | |
| Efficiency Ratio | 94.55% | 68.63% | 79.83% | 95.74% | Beats 32% | 14 / 19 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.61% | 0.38% | 0.61% | 1.20% | Beats 53% | 10 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.81% | 10.00% | 11.56% | 13.69% | Beats 16% | 16 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.81% | 10.00% | 11.56% | 13.69% | Beats 16% | 16 / 19 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 98.67% | 49.95% | 68.70% | 81.33% | 95th pctl | 1 / 19 | |
| Loans / Assets | 87.28% | 39.83% | 58.83% | 70.01% | 95th pctl | 1 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||