PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Metropolitan Companies

Tulsa, OK · Charter 7680

Q4 1996

$4.0MAssets
$2.7MLoans
$3.7MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 3.49%, up 6 bps year over year.
  • Asset quality: problem loans at 4.56% of loans (+213 bps YoY).
  • Funding: loans stand at 73.69% of shares as of Q4 1996.

Return on Assets (YTD, annualized)

3.49%+6 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996Q4 1996YoY ΔTrend
Earnings
Return on Assets3.68%3.43%3.67%3.02%3.51%3.49%+6 bps
Return on Equityn/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-5.76%-6.49%n/a
Loan Growth (YoY)n/an/an/an/a11.58%5.35%n/a
Share Growth (YoY)n/an/an/an/a-3.68%-2.96%n/a
Asset Quality
Delinquent Loans / Loans1.60%2.43%2.62%5.03%5.51%4.56%+213 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/a
Allowance / Loans2.00%1.89%1.49%3.49%2.02%2.87%+97 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares67.84%67.87%77.71%72.94%78.59%73.69%+581 bps
Liquid Assets / Assets4.50%1.63%10.18%9.93%2.51%6.42%+479 bps