Westport
Westport, MA · Charter 7652 · Peer group: credit unions under $1B in assets in the Providence-Warwick, RI-MA area (n=25)
NCUA · 1 branch
Q2 2026
$82.2MAssets
$40.5MLoans
$73.9MShares
$8.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 1 of 25).
- Widest gap: equity / assets trails 76% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 19 of 25).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.22%
Rank 2 of 25
Net Interest Margin
3.62%
Rank 9 of 25
Efficiency Ratio
69.35%
Rank 5 of 25
Equity / Assets
9.94%
Rank 19 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.22% | 0.39% | 0.58% | 0.96% | Beats 92% | 2 / 25 | |
| Return on Equity | 12.31% | 3.08% | 5.38% | 8.04% | Beats 96% | 1 / 25 | |
| Net Interest Margin | 3.62% | 2.78% | 3.19% | 3.68% | Beats 64% | 9 / 25 | |
| Efficiency Ratio | 69.35% | 74.87% | 81.63% | 89.25% | Beats 84% | 5 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.21% | 0.48% | 0.93% | Beats 68% | 9 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.94% | 9.94% | 11.40% | 12.51% | Beats 24% | 19 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.94% | 9.94% | 11.40% | 12.51% | Beats 24% | 19 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 54.80% | 54.80% | 74.79% | 86.25% | 24th pctl | 19 / 25 | |
| Loans / Assets | 49.28% | 49.28% | 61.62% | 76.11% | 24th pctl | 19 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |