Marysville, KS · Charter 7610
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.29% | 0.35% | 0.67% | 0.84% | 0.85% | 0.89% | 0.73% | 0.86% | +2 bps | |
| Return on Equity | 3.75% | 4.61% | 8.83% | 10.79% | 10.46% | 11.00% | 8.94% | 10.44% | -35 bps | |
| Net Interest Margin | 3.40% | 3.39% | 3.80% | 3.88% | 4.03% | 4.01% | 4.15% | 4.17% | +29 bps | |
| Efficiency Ratio | 80.59% | 79.89% | 76.43% | 75.02% | 74.05% | 73.42% | 75.47% | 72.64% | -237 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 17.18% | 17.97% | 12.53% | 9.12% | 4.45% | 4.43% | 2.67% | 4.59% | -452 bps | |
| Loan Growth (YoY) | 1.73% | 1.90% | 4.47% | 1.02% | 3.24% | 5.25% | 3.26% | 3.96% | +294 bps | |
| Share Growth (YoY) | 18.23% | 19.23% | 12.94% | 9.21% | 3.94% | 3.78% | 1.91% | 3.97% | -525 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.54% | 2.36% | 1.84% | 2.42% | 2.42% | 3.33% | 3.98% | 3.45% | +103 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.80% | 7.63% | 7.59% | 7.79% | 8.14% | 8.10% | 8.20% | 8.24% | +45 bps | |
| Net Worth / Assets | 7.80% | 7.63% | 7.59% | 7.79% | 8.14% | 8.10% | 8.20% | 8.24% | +45 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 78.30% | 76.53% | 75.33% | 74.54% | 77.78% | 77.62% | 76.32% | 74.54% | -1 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |