Arlington, VA · Charter 7573
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.30% | 0.27% | 0.25% | 0.19% | 0.22% | -8 bps | |
| Return on Equity | 3.84% | 3.34% | 3.22% | 2.46% | 2.81% | -104 bps | |
| Net Interest Margin | 3.27% | 3.37% | 3.37% | 3.44% | 3.53% | +25 bps | |
| Efficiency Ratio | 81.68% | 84.96% | 86.44% | 94.43% | 88.72% | +704 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.52% | 4.67% | 4.70% | 3.22% | 1.55% | -397 bps | |
| Loan Growth (YoY) | 6.92% | 7.98% | 9.11% | 4.79% | 4.11% | -282 bps | |
| Share Growth (YoY) | 10.73% | 12.07% | 8.91% | 5.43% | 3.38% | -735 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.65% | 0.56% | 0.38% | 0.64% | 0.44% | -22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.85% | 7.93% | 7.87% | 7.84% | 7.95% | +9 bps | |
| Net Worth / Assets | 7.85% | 7.93% | 7.87% | 7.84% | 7.95% | +9 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.89% | 92.95% | 92.26% | 91.55% | 94.55% | +66 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |