Newport News, VA · Charter 7448
NCUA · 13 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.74% | 1.84% | 1.90% | 1.68% | 1.81% | +7 bps | |
| Return on Equity | 11.19% | 11.60% | 11.75% | 10.33% | 10.86% | -33 bps | |
| Net Interest Margin | 4.54% | 4.54% | 4.54% | 4.46% | 4.51% | -3 bps | |
| Efficiency Ratio | 62.92% | 61.84% | 60.80% | 63.65% | 62.58% | -35 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.61% | 4.82% | 5.33% | 5.15% | 5.39% | +177 bps | |
| Loan Growth (YoY) | 6.45% | 10.02% | 5.90% | 2.20% | 2.47% | -398 bps | |
| Share Growth (YoY) | 1.96% | 2.78% | 3.44% | 3.64% | 3.89% | +193 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.52% | 0.59% | 0.67% | 0.44% | 0.45% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.54% | 15.82% | 16.14% | 16.31% | 16.66% | +112 bps | |
| Net Worth / Assets | 15.54% | 15.82% | 16.14% | 16.31% | 16.66% | +112 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.01% | 90.78% | 88.44% | 86.01% | 87.79% | -122 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |