United Community
West Mifflin, PA · Charter 7415 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 3 branches
Q2 2026
$129.1MAssets
$46.7MLoans
$111.2MShares
$17.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 92% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 7 of 78).
- Widest gap: equity / assets trails 65% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 51 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.45%
Rank 17 of 78
Net Interest Margin
3.54%
Rank 43 of 78
Efficiency Ratio
65.01%
Rank 20 of 78
Equity / Assets
13.25%
Rank 51 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.45% | 0.37% | 0.83% | 1.31% | Beats 78% | 17 / 78 | | |
| Return on Equity | 10.92% | 1.73% | 5.71% | 9.08% | Beats 86% | 11 / 78 | | |
| Net Interest Margin | 3.54% | 3.17% | 3.63% | 4.21% | Beats 45% | 43 / 78 | | |
| Efficiency Ratio | 65.01% | 65.01% | 78.15% | 89.28% | Beats 76% | 20 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.40% | 0.84% | 1.97% | Beats 92% | 7 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.25% | 12.42% | 15.10% | 18.27% | Beats 35% | 51 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.25% | 12.42% | 15.10% | 18.27% | Beats 35% | 51 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 41.98% | 34.83% | 50.41% | 71.84% | 36th pctl | 50 / 78 | | |
| Loans / Assets | 36.16% | 29.34% | 41.02% | 56.96% | 40th pctl | 47 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |