Marion, IN · Charter 7392
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.64% | 0.78% | 0.88% | 1.62% | 0.69% | +6 bps | |
| Return on Equity | 3.52% | 4.31% | 4.82% | 8.94% | 3.94% | +42 bps | |
| Net Interest Margin | 4.00% | 3.92% | 3.92% | 3.62% | 3.56% | -44 bps | |
| Efficiency Ratio | 76.58% | 77.27% | 76.30% | 70.43% | 76.97% | +39 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.45% | 5.63% | 3.10% | 2.22% | 7.93% | +447 bps | |
| Loan Growth (YoY) | -3.63% | -6.30% | -9.63% | -6.51% | -5.25% | -162 bps | |
| Share Growth (YoY) | 3.46% | 5.76% | 2.67% | 0.99% | 8.48% | +502 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.03% | 0.44% | 0.03% | 0.34% | 0.08% | -195 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.11% | 18.17% | 18.29% | 18.13% | 17.59% | -52 bps | |
| Net Worth / Assets | 18.11% | 18.17% | 18.29% | 18.13% | 17.59% | -52 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 73.11% | 70.84% | 68.51% | 65.54% | 63.86% | -925 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |