Metairie, LA · Charter 7376
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.42% | -0.03% | 0.31% | 0.28% | 0.32% | +74 bps | |
| Return on Equity | -3.74% | -0.28% | 2.72% | 2.43% | 2.69% | +643 bps | |
| Net Interest Margin | 4.27% | 4.33% | 4.35% | 4.37% | 4.48% | +21 bps | |
| Efficiency Ratio | 96.84% | 94.56% | 90.85% | 85.16% | 84.82% | -1,202 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.87% | 2.30% | 4.78% | 1.19% | -1.77% | -565 bps | |
| Loan Growth (YoY) | -12.57% | -11.94% | -8.75% | -5.14% | -1.85% | +1,072 bps | |
| Share Growth (YoY) | 3.76% | 2.28% | 4.61% | 0.44% | -3.00% | -676 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.18% | 0.43% | 0.25% | 0.44% | 0.23% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.12% | 11.39% | 11.57% | 11.55% | 11.89% | +77 bps | |
| Net Worth / Assets | 11.12% | 11.39% | 11.57% | 11.55% | 11.89% | +77 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 40.78% | 40.98% | 41.58% | 40.78% | 41.26% | +48 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |