Fleur-De-Lis Metairie, LA · Charter 7376 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 2 branches
Q2 2026
$16.8M Assets
$6.1M Loans
$14.9M Shares
$2.0M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 72% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 9 of 29). Widest gap: equity / assets trails 76% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 22 of 29). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.32%
Rank 17 of 29
Net Interest Margin
4.49%
Rank 15 of 29
Efficiency Ratio
84.60%
Rank 11 of 29
Equity / Assets
11.89%
Rank 22 of 29
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.32% -0.27% 0.39% 0.68% Beats 41% 17 / 29 Return on Equity 2.70% 0.64% 2.28% 5.24% Beats 57% 12 / 28 Net Interest Margin 4.49% 3.88% 4.49% 4.89% Beats 48% 15 / 29 Efficiency Ratio 84.60% 77.78% 86.62% 97.23% Beats 66% 11 / 29 Asset Quality Nonperforming Loans / Loans 0.23% 0.22% 1.19% 2.21% Beats 72% 9 / 29 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 11.89% 11.89% 14.07% 21.10% Beats 24% 22 / 29 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 11.89% 11.89% 14.07% 21.10% Beats 24% 22 / 29 Liquidity & Funding Loans / Deposits 41.26% 45.57% 67.88% 82.54% 21st pctl 23 / 29 Loans / Assets 36.59% 34.60% 52.32% 69.33% 31st pctl 20 / 29 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the New Orleans-Metairie, LA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (28 to 29 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11