Metairie, LA · Charter 7376
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
24
Asset Quality
72
Profitability
49
Liquidity
28
Efficiency
66
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Metairie, LA · Charter 7376
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 0.57% | -1.03% | -0.42% | -0.03% | 0.31% | 0.28% | 0.32% | +74 bps | |
| Return on Equity | 5.63% | 4.76% | -9.24% | -3.74% | -0.28% | 2.72% | 2.43% | 2.69% | +643 bps | |
| Net Interest Margin | 4.48% | 4.58% | 4.22% | 4.27% | 4.33% | 4.35% | 4.37% | 4.48% | +21 bps | |
| Efficiency Ratio | 86.30% | 87.78% | 95.22% | 96.84% | 94.56% | 90.85% | 85.16% | 84.82% | -1,202 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.66% | -5.84% | -0.18% | 3.87% | 2.30% | 4.78% | 1.19% | -1.77% | -565 bps | |
| Loan Growth (YoY) | -3.57% | -8.14% | -8.57% | -12.57% | -11.94% | -8.75% | -5.14% | -1.85% | +1,072 bps | |
| Share Growth (YoY) | -5.87% | -7.00% | -0.65% | 3.76% | 2.28% | 4.61% | 0.44% | -3.00% | -676 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.42% | 0.59% | 2.28% | 0.18% | 0.43% | 0.25% | 0.44% | 0.23% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.61% | 11.92% | 11.16% | 11.12% | 11.39% | 11.57% | 11.55% | 11.89% | +77 bps | |
| Net Worth / Assets | 11.61% | 11.92% | 11.16% | 11.12% | 11.39% | 11.57% | 11.55% | 11.89% | +77 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 47.60% | 47.66% | 43.18% | 40.78% | 40.98% | 41.58% | 40.78% | 41.26% | +48 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Metairie, LA · Charter 7376 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 2 branches
Q2 2026
Return on Assets
0.32%
Rank 17 of 29
Net Interest Margin
4.49%
Rank 15 of 29
Efficiency Ratio
84.60%
Rank 11 of 29
Equity / Assets
11.89%
Rank 22 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.32% | -0.27% | 0.39% | 0.68% | Beats 41% | 17 / 29 | ||
| Return on Equity | 2.70% | 0.64% | 2.28% | 5.24% | Beats 57% | 12 / 28 | ||
| Net Interest Margin | 4.49% | 3.88% | 4.49% | 4.89% | Beats 48% | 15 / 29 | ||
| Efficiency Ratio | 84.60% | 77.78% | 86.62% | 97.23% | Beats 66% | 11 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.23% | 0.22% | 1.19% | 2.21% | Beats 72% | 9 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.89% | 11.89% | 14.07% | 21.10% | Beats 24% | 22 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.89% | 11.89% | 14.07% | 21.10% | Beats 24% | 22 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 41.26% | 45.57% | 67.88% | 82.54% | 21st pctl | 23 / 29 | ||
| Loans / Assets | 36.59% | 34.60% | 52.32% | 69.33% | 31st pctl | 20 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||