PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Louisiana Catholic

Shreveport, LA · Charter 7331

NCUA · 1 branch

Q2 2026

$26.1MAssets
$13.6MLoans
$22.8MShares
$3.3MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.29%, up 25 bps year over year; NIM at 3.50%.
  • Asset quality: problem loans at 0.39% of loans (+26 bps YoY).
  • Capital: net worth / assets of 12.56%, up 46 bps from a year ago.
  • Funding: loans stand at 59.73% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.29%+25 bps YoY

Net Interest Margin (YTD, annualized)

3.50%+24 bps YoY

Efficiency Ratio (YTD, annualized)

92.71%+56 bps YoY

Net Worth / Assets

12.56%+46 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.04%0.12%0.10%0.25%0.29%+25 bps
Return on Equity0.29%1.00%0.84%1.99%2.29%+200 bps
Net Interest Margin3.26%3.38%3.32%3.48%3.50%+24 bps
Efficiency Ratio92.15%91.91%93.16%94.02%92.71%+56 bps
Growth
Asset Growth (YoY)-4.04%-8.84%-4.08%-3.39%-1.86%+218 bps
Loan Growth (YoY)-9.61%-6.87%1.34%1.46%2.62%+1,223 bps
Share Growth (YoY)-4.38%-10.23%-4.73%-4.03%-2.39%+198 bps
Asset Quality
Delinquent Loans / Loans0.13%0.06%0.14%0.34%0.39%+26 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.10%12.55%12.36%12.53%12.56%+46 bps
Net Worth / Assets12.10%12.55%12.36%12.53%12.56%+46 bps
Liquidity & Funding
Loans / Shares56.81%59.91%60.17%60.37%59.73%+292 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps