Shreveport, LA · Charter 7331
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
28
Asset Quality
74
Profitability
31
Liquidity
65
Efficiency
25
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 7331
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.04% | 0.12% | 0.10% | 0.25% | 0.29% | +25 bps | |
| Return on Equity | 0.29% | 1.00% | 0.84% | 1.99% | 2.29% | +200 bps | |
| Net Interest Margin | 3.26% | 3.38% | 3.32% | 3.48% | 3.50% | +24 bps | |
| Efficiency Ratio | 92.15% | 91.91% | 93.16% | 94.02% | 92.71% | +56 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.04% | -8.84% | -4.08% | -3.39% | -1.86% | +218 bps | |
| Loan Growth (YoY) | -9.61% | -6.87% | 1.34% | 1.46% | 2.62% | +1,223 bps | |
| Share Growth (YoY) | -4.38% | -10.23% | -4.73% | -4.03% | -2.39% | +198 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.13% | 0.06% | 0.14% | 0.34% | 0.39% | +26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.10% | 12.55% | 12.36% | 12.53% | 12.56% | +46 bps | |
| Net Worth / Assets | 12.10% | 12.55% | 12.36% | 12.53% | 12.56% | +46 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 56.81% | 59.91% | 60.17% | 60.37% | 59.73% | +292 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 7331 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
Return on Assets
0.29%
Rank 39 of 57
Net Interest Margin
3.51%
Rank 43 of 57
Efficiency Ratio
92.65%
Rank 43 of 56
Equity / Assets
12.56%
Rank 41 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.29% | 0.18% | 0.61% | 1.03% | Beats 32% | 39 / 57 | |
| Return on Equity | 2.32% | 0.88% | 3.71% | 5.62% | Beats 35% | 37 / 57 | |
| Net Interest Margin | 3.51% | 3.51% | 3.94% | 4.60% | Beats 25% | 43 / 57 | |
| Efficiency Ratio | 92.65% | 76.49% | 84.29% | 92.65% | Beats 25% | 43 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.39% | 0.35% | 1.18% | 2.04% | Beats 74% | 16 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 12.56% | 11.86% | 15.46% | 23.44% | Beats 28% | 41 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 12.56% | 11.86% | 15.46% | 23.44% | Beats 28% | 41 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 59.73% | 55.77% | 71.07% | 79.18% | 28th pctl | 41 / 57 | |
| Loans / Assets | 52.09% | 44.60% | 59.45% | 67.17% | 32nd pctl | 39 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||