Union
Farmerville, LA · Charter 7301 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
$611KAssets
$146KLoans
$474KShares
$130KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in LA (rank 7 of 57).
- Widest gap: efficiency ratio trails 98% of credit unions under $1B in assets in LA (rank 56 of 56).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-3.93%
Rank 56 of 57
Net Interest Margin
2.29%
Rank 56 of 57
Efficiency Ratio
271%
Rank 56 of 56
Equity / Assets
21.28%
Rank 18 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.93% | 0.18% | 0.61% | 1.03% | Beats 2% | 56 / 57 | | |
| Return on Equity | -18.46% | 0.88% | 3.71% | 5.62% | Beats 2% | 56 / 57 | | |
| Net Interest Margin | 2.29% | 3.51% | 3.94% | 4.60% | Beats 2% | 56 / 57 | | |
| Efficiency Ratio | 271% | 76.49% | 84.29% | 92.65% | Beats 2% | 56 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.35% | 1.18% | 2.04% | Beats 100% | 7 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.28% | 11.86% | 15.46% | 23.44% | Beats 68% | 18 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.28% | 11.86% | 15.46% | 23.44% | Beats 68% | 18 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 30.80% | 55.77% | 71.07% | 79.18% | 2nd pctl | 56 / 57 | | |
| Loans / Assets | 23.90% | 44.60% | 59.45% | 67.17% | 5th pctl | 54 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |