Chicago, IL · Charter 7256
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -4.10% | -2.01% | -2.74% | -3.33% | -1.86% | +225 bps | |
| Return on Equity | -17.65% | -8.20% | -10.62% | -13.06% | -7.44% | +1,021 bps | |
| Net Interest Margin | 0.00% | 2.00% | 2.14% | 0.75% | 1.72% | +172 bps | |
| Efficiency Ratio | 25810% | 195.04% | 208% | 544% | 205% | -2,560,451 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -5.52% | -7.43% | -7.38% | -6.67% | -7.60% | -208 bps | |
| Loan Growth (YoY) | -35.48% | -35.16% | -45.70% | -46.09% | -45.23% | -975 bps | |
| Share Growth (YoY) | -1.64% | -7.05% | -6.81% | -6.04% | -9.69% | -805 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.04% | 1.91% | 3.02% | 3.33% | 3.73% | +169 bps | |
| Capital | |||||||
| Risk-Based Capital | 23.25% | 24.56% | 25.77% | 25.49% | 24.99% | +173 bps | |
| Net Worth / Assets | 23.25% | 24.56% | 25.77% | 25.49% | 24.99% | +173 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 20.59% | 23.47% | 15.17% | 14.00% | 12.49% | -810 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |