Plainville, CT · Charter 7244
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.18% | 1.17% | 1.13% | 1.21% | 1.13% | -5 bps | |
| Return on Equity | 11.08% | 10.49% | 10.28% | 10.99% | 9.85% | -123 bps | |
| Net Interest Margin | 4.02% | 4.20% | 4.06% | 4.04% | 4.15% | +12 bps | |
| Efficiency Ratio | 65.13% | 65.18% | 66.00% | 65.77% | 66.03% | +89 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.30% | 3.04% | 5.10% | 5.32% | 3.09% | -322 bps | |
| Loan Growth (YoY) | 9.42% | 8.08% | 9.12% | 4.88% | 0.26% | -916 bps | |
| Share Growth (YoY) | 5.97% | 1.99% | 4.29% | 4.45% | 2.12% | -385 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.17% | 0.17% | 0.11% | 0.10% | 0.09% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.65% | 11.15% | 10.97% | 11.03% | 11.44% | +79 bps | |
| Net Worth / Assets | 10.65% | 11.15% | 10.97% | 11.03% | 11.44% | +79 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 94.05% | 98.74% | 95.34% | 91.52% | 92.33% | -172 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |