Philadelphia, PA · Charter 7238
NCUA · 13 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.57% | 0.57% | 0.35% | 0.65% | 0.63% | 0.62% | 0.56% | 0.64% | -1 bps | |
| Return on Equity | 4.09% | 4.22% | 2.64% | 4.95% | 4.75% | 4.86% | 4.44% | 5.13% | +18 bps | |
| Net Interest Margin | 2.73% | 2.65% | 2.64% | 2.68% | 2.81% | 2.77% | 2.96% | 2.92% | +24 bps | |
| Efficiency Ratio | 76.27% | 75.43% | 75.24% | 72.29% | 72.72% | 73.01% | 73.69% | 71.17% | -112 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.99% | 9.34% | 9.86% | 10.48% | 9.11% | 10.27% | 9.28% | 9.91% | -57 bps | |
| Loan Growth (YoY) | 12.67% | 13.28% | 12.68% | 11.10% | 11.33% | 10.11% | 8.95% | 9.88% | -122 bps | |
| Share Growth (YoY) | 4.44% | 8.42% | 8.72% | 9.31% | 8.52% | 9.54% | 8.69% | 9.67% | +36 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.22% | 1.20% | 0.98% | 1.09% | 1.03% | 1.21% | 0.85% | 0.99% | -10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.82% | 13.52% | 13.10% | 13.21% | 13.17% | 12.77% | 12.53% | 12.52% | -69 bps | |
| Net Worth / Assets | 13.82% | 13.52% | 13.10% | 13.21% | 13.17% | 12.77% | 12.53% | 12.52% | -69 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 72.26% | 71.94% | 70.16% | 71.51% | 74.13% | 72.31% | 70.33% | 71.65% | +14 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |