Philadelphia
Philadelphia, PA · Charter 7238 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 13 branches
Q2 2026
$2.0BAssets
$1.3BLoans
$1.8BShares
$255.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 74% of credit unions $1B-$10B in assets (rank 115 of 435).
- Widest gap: net interest margin trails 80% of credit unions $1B-$10B in assets (rank 349 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.64%
Rank 296 of 435
Net Interest Margin
2.92%
Rank 349 of 435
Efficiency Ratio
71.18%
Rank 213 of 435
Equity / Assets
12.52%
Rank 115 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.55% | 0.81% | 1.14% | Beats 32% | 296 / 435 | | |
| Return on Equity | 5.13% | 5.12% | 7.41% | 9.70% | Beats 25% | 325 / 435 | | |
| Net Interest Margin | 2.92% | 3.01% | 3.39% | 3.75% | Beats 20% | 349 / 435 | | |
| Efficiency Ratio | 71.18% | 65.25% | 71.39% | 77.86% | Beats 51% | 213 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.99% | 0.45% | 0.69% | 1.05% | Beats 29% | 312 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.52% | 9.81% | 10.84% | 12.63% | Beats 74% | 115 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.52% | 9.81% | 10.84% | 12.63% | Beats 74% | 115 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.65% | 78.33% | 88.38% | 95.61% | 16th pctl | 366 / 435 | | |
| Loans / Assets | 62.77% | 67.69% | 74.58% | 80.80% | 16th pctl | 364 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |