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Letter portraitLegal landscapeQuarterYTD

Ninnescah Co. Op

Arlington, KS · Charter 7169

Q4 1995

$121KAssets
$80KLoans
$90KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.09%.
  • Asset quality: problem loans at 0.47% of loans.
  • Funding: loans stand at 88.85% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

1.09%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets0.86%1.15%0.88%1.09%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.20%9.78%0.85%0.47%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans2.94%3.40%2.76%3.51%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares80.24%75.72%109.09%88.85%n/a
Liquid Assets / Assets16.88%16.41%9.86%0.00%n/a