Bison
Shawnee, OK · Charter 7149 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$42.5MAssets
$7.1MLoans
$37.4MShares
$6.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 69% of credit unions under $1B in assets (rank 525 of 1683).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets (rank 1504 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.68%
Rank 909 of 1,683
Net Interest Margin
2.89%
Rank 1,504 of 1,683
Efficiency Ratio
81.72%
Rank 1,019 of 1,682
Equity / Assets
15.26%
Rank 525 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.35% | 0.74% | 1.18% | Beats 46% | 909 / 1,683 | |
| Return on Equity | 4.47% | 2.67% | 5.89% | 8.74% | Beats 39% | 1,024 / 1,681 | |
| Net Interest Margin | 2.89% | 3.31% | 3.82% | 4.32% | Beats 11% | 1,504 / 1,683 | |
| Efficiency Ratio | 81.72% | 68.91% | 78.20% | 86.93% | Beats 39% | 1,019 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.26% | 0.65% | 1.29% | Beats 66% | 566 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 525 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 525 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 19.02% | 52.61% | 69.38% | 83.50% | 2nd pctl | 1,653 / 1,683 | |
| Loans / Assets | 16.75% | 44.71% | 59.18% | 70.72% | 2nd pctl | 1,650 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |