PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Lykes Employees

New Orleans, LA · Charter 7124

Q4 1995

$2.1MAssets
$2.0MLoans
$2.0MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -6.53%.
  • Asset quality: problem loans at 10.00% of loans.
  • Funding: loans stand at 97.89% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

-6.53%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets5.31%5.13%4.06%-6.53%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans10.48%3.37%11.27%10.00%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans0.89%2.21%1.13%9.09%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares78.18%85.97%96.48%97.89%n/a
Liquid Assets / Assets26.29%20.86%10.24%9.89%n/a