Omaha, NE · Charter 7091
NCUA · 7 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.88% | 0.85% | 0.99% | 1.15% | 1.16% | 1.19% | 1.13% | 1.15% | 0 bps | |
| Return on Equity | 7.28% | 6.92% | 8.13% | 9.23% | 9.12% | 9.33% | 9.03% | 9.01% | -22 bps | |
| Net Interest Margin | 3.31% | 3.39% | 3.40% | 3.45% | 3.47% | 3.40% | 3.23% | 3.26% | -18 bps | |
| Efficiency Ratio | 75.09% | 75.90% | 72.57% | 70.55% | 70.79% | 72.90% | 69.49% | 69.73% | -82 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.82% | 2.47% | 1.84% | 2.22% | 3.40% | 6.38% | 7.36% | 7.23% | +501 bps | |
| Loan Growth (YoY) | 6.92% | 6.46% | 3.61% | 4.26% | 10.34% | 17.74% | 26.22% | 30.67% | +2,642 bps | |
| Share Growth (YoY) | 7.15% | 2.11% | 1.09% | 1.55% | 2.05% | 5.63% | 7.20% | 6.58% | +503 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.45% | 0.45% | 0.29% | 0.33% | 0.28% | 0.30% | 0.21% | 0.25% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.04% | 12.31% | 12.18% | 12.42% | 12.69% | 12.77% | 12.54% | 12.76% | +34 bps | |
| Net Worth / Assets | 12.04% | 12.31% | 12.18% | 12.42% | 12.69% | 12.77% | 12.54% | 12.76% | +34 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 68.63% | 70.53% | 67.58% | 69.18% | 74.20% | 78.62% | 79.57% | 84.81% | +1,563 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |