PackageTrendsPeer
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Metro CU

Omaha, NE · Charter 7091

NCUA · 7 branches

Q2 2026

$646.4MAssets
$467.7MLoans
$551.5MShares
$82.5MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.15%, unchanged from a year ago; NIM at 3.26%.
  • Asset quality: problem loans at 0.25% of loans (-8 bps YoY).
  • Capital: net worth / assets of 12.76%, up 34 bps from a year ago.
  • Funding: loans stand at 84.81% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.15%0 bps YoY

Net Interest Margin (quarter, annualized)

3.26%-18 bps YoY

Efficiency Ratio (quarter, annualized)

69.73%-82 bps YoY

Net Worth / Assets

12.76%+34 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.15%1.16%1.19%1.13%1.15%0 bps
Return on Equity9.23%9.12%9.33%9.03%9.01%-22 bps
Net Interest Margin3.45%3.47%3.40%3.23%3.26%-18 bps
Efficiency Ratio70.55%70.79%72.90%69.49%69.73%-82 bps
Growth
Asset Growth (YoY)2.22%3.40%6.38%7.36%7.23%+501 bps
Loan Growth (YoY)4.26%10.34%17.74%26.22%30.67%+2,642 bps
Share Growth (YoY)1.55%2.05%5.63%7.20%6.58%+503 bps
Asset Quality
Delinquent Loans / Loans0.33%0.28%0.30%0.21%0.25%-8 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.42%12.69%12.77%12.54%12.76%+34 bps
Net Worth / Assets12.42%12.69%12.77%12.54%12.76%+34 bps
Liquidity & Funding
Loans / Shares69.18%74.20%78.62%79.57%84.81%+1,563 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps