Ft Randall
Wagner, SD · Charter 7067 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$44.2MAssets
$26.4MLoans
$36.4MShares
$7.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets (rank 96 of 1683).
- Widest gap: nonperforming loans / loans trails 71% of credit unions under $1B in assets (rank 1188 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.04%
Rank 559 of 1,683
Net Interest Margin
5.31%
Rank 96 of 1,683
Efficiency Ratio
71.77%
Rank 528 of 1,682
Equity / Assets
17.52%
Rank 359 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.04% | 0.35% | 0.74% | 1.18% | Beats 67% | 559 / 1,683 | | |
| Return on Equity | 5.92% | 2.67% | 5.89% | 8.74% | Beats 50% | 838 / 1,681 | | |
| Net Interest Margin | 5.31% | 3.31% | 3.82% | 4.32% | Beats 94% | 96 / 1,683 | | |
| Efficiency Ratio | 71.77% | 68.91% | 78.20% | 86.93% | Beats 69% | 528 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.12% | 0.26% | 0.65% | 1.29% | Beats 29% | 1,188 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.52% | 10.44% | 12.89% | 16.53% | Beats 79% | 359 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.52% | 10.44% | 12.89% | 16.53% | Beats 79% | 359 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.59% | 52.61% | 69.38% | 83.50% | 56th pctl | 740 / 1,683 | | |
| Loans / Assets | 59.81% | 44.71% | 59.18% | 70.72% | 51st pctl | 818 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |