New Castle, IN · Charter 7066
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.69% | 1.58% | 1.89% | 1.67% | 1.72% | +2 bps | |
| Return on Equity | 13.96% | 12.73% | 14.32% | 13.04% | 12.74% | -122 bps | |
| Net Interest Margin | 4.46% | 4.47% | 4.66% | 4.28% | 4.41% | -6 bps | |
| Efficiency Ratio | 66.79% | 64.90% | 63.66% | 65.73% | 66.20% | -59 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.95% | 9.23% | 4.50% | 6.37% | 4.14% | -381 bps | |
| Loan Growth (YoY) | -2.41% | -4.78% | 8.77% | 8.70% | -4.71% | -230 bps | |
| Share Growth (YoY) | 6.75% | 8.14% | 2.90% | 5.06% | 2.60% | -415 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.42% | 0.65% | 0.82% | 1.08% | 1.05% | +62 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.14% | 12.44% | 13.23% | 12.82% | 13.49% | +135 bps | |
| Net Worth / Assets | 12.14% | 12.44% | 13.23% | 12.82% | 13.49% | +135 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 57.70% | 55.01% | 61.26% | 54.48% | 53.59% | -411 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |