Eastern Indiana
New Castle, IN · Charter 7066 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$44.4MAssets
$20.5MLoans
$38.2MShares
$6.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions under $1B in assets (rank 104 of 1681).
- Widest gap: nonperforming loans / loans trails 68% of credit unions under $1B in assets (rank 1152 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.72%
Rank 159 of 1,683
Net Interest Margin
4.41%
Rank 376 of 1,683
Efficiency Ratio
66.24%
Rank 335 of 1,682
Equity / Assets
13.49%
Rank 748 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.72% | 0.35% | 0.74% | 1.18% | Beats 91% | 159 / 1,683 | | |
| Return on Equity | 12.73% | 2.67% | 5.89% | 8.74% | Beats 94% | 104 / 1,681 | | |
| Net Interest Margin | 4.41% | 3.31% | 3.82% | 4.32% | Beats 78% | 376 / 1,683 | | |
| Efficiency Ratio | 66.24% | 68.91% | 78.20% | 86.93% | Beats 80% | 335 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.05% | 0.26% | 0.65% | 1.29% | Beats 32% | 1,152 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.49% | 10.44% | 12.89% | 16.53% | Beats 56% | 748 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.49% | 10.44% | 12.89% | 16.53% | Beats 56% | 748 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 53.59% | 52.61% | 69.38% | 83.50% | 26th pctl | 1,243 / 1,683 | | |
| Loans / Assets | 46.14% | 44.71% | 59.18% | 70.72% | 27th pctl | 1,223 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |