New Orleans, LA · Charter 7045
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | 0.31% | 1.15% | 0.13% | 0.45% | 0.09% | 0.50% | 0.08% | -5 bps | |
| Return on Equity | 4.92% | 2.98% | 11.01% | 1.25% | 4.44% | 0.84% | 4.63% | 0.72% | -53 bps | |
| Net Interest Margin | 4.94% | 5.32% | 5.89% | 5.07% | 5.07% | 5.23% | 5.06% | 4.92% | -14 bps | |
| Efficiency Ratio | 83.79% | 88.23% | 75.41% | 91.72% | 87.46% | 93.41% | 90.28% | 97.52% | +580 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.29% | -0.66% | 1.11% | 1.22% | -1.50% | 0.02% | -3.58% | -2.85% | -408 bps | |
| Loan Growth (YoY) | 1.95% | -0.47% | -11.61% | -14.37% | -13.31% | -15.17% | -13.04% | -13.71% | +66 bps | |
| Share Growth (YoY) | -9.36% | -1.08% | 0.73% | 1.02% | -1.99% | -0.07% | -3.93% | -3.24% | -426 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.30% | 0.00% | 1.17% | 1.39% | 1.01% | 2.53% | 3.05% | 3.27% | +187 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.68% | 0.84% | 1.16% | 1.34% | 1.38% | 1.79% | 1.93% | 1.98% | +64 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.76% | 10.46% | 10.46% | 10.23% | 10.17% | 10.55% | 10.76% | 10.59% | +36 bps | |
| Net Worth / Assets | 9.76% | 10.46% | 10.46% | 10.23% | 10.17% | 10.55% | 10.76% | 10.59% | +36 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 41.28% | 43.40% | 37.96% | 38.74% | 36.52% | 36.84% | 34.36% | 34.54% | -419 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |